starter loan no credit check

And the company went out of business, so I finally took the page down - it served its purpose.

"this call is being placed to validate this phone number. thank you for your time."

I just got served today for a collection for $800 w/ Alliance One.

Ahhhh so you merged a couple of posts without warning or indication that you were doing so. 30 seconds in the penalty box for that one

Thanks Dixie. Discover hasn't reported anything since the charge off in Oct. Will they come back and do so, or do creditors usually stop reporting once they issue the CO? How soon should I dispute as not mine, or should I still try to say they are duplicate accounts and the charge off is not mine! And how soon does Discover wait until they come after you? My balance isn't that high, only 1800. Thanks