My Cap1 charge off on EQ changes from opened to closed on a weekly basis! I think it may be EQ making the changes. I did notice that when its listed as open my score goes down 6 points/closed it goes up 6 points.
I had an account that was IIBK on the report with a "closed by credit grantor" notation. I wrote them and explained that I closed the account and it should be noted as "closed at consumers request". They made a correction to the report. This is what they said:
I thought HHLD based approval on FICO and based limit on income... and my 2 year W2 income is almost 100k/yr!
please ignore hegemony's posts. as you can see i have already pointed out to him his unwarranted remark. actually, hegemony has caused more issues than bertha did. . .
My advice isn't to worry about your credit scores in the first part of the process. The FICO model is way too complicated to even predict accurately what will happen when little things happen, like one TL being deleted when you have 5 or 6 derogs.
Subskrybuj:
Komentarze do posta (Atom)